Perhaps the number-one concern when homeowners need to file a claim is whether or not their rates will go up. If your area has recently experienced an act-of-nature, home and property insurance companies are legally required to increase rates for the entire area. In short, yes, unfortunately, your rates will most likely go up — and if so, they will go up whether you file a claim or not. So why not get your money’s worth? To learn more, check out our blog here.